{"id":4709,"date":"2016-12-20T14:14:19","date_gmt":"2016-12-20T19:14:19","guid":{"rendered":"https:\/\/www.guideimmo.ca\/articles\/?p=4709"},"modified":"2016-12-20T14:14:19","modified_gmt":"2016-12-20T19:14:19","slug":"assureurs-residence-haute-valeur","status":"publish","type":"post","link":"https:\/\/www.guideimmo.ca\/articles\/assureurs-residence-haute-valeur\/","title":{"rendered":"Assureurs de re\u0301sidences luxueuses"},"content":{"rendered":"<div class=\"page\" title=\"Page 1\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p><strong>Saviez-vous qu\u2019il existe des assureurs spe\u0301cialise\u0301s pour les re\u0301sidences de plus grande valeur, des r\u00e9sidences luxueuses?<\/strong><\/p>\n<p><strong>Mais qu\u2019est-ce qu\u2019une re\u0301sidence de haute valeur? Il s\u2019agit en fait de re\u0301sidence dont le cou\u0302t de reconstruction se situe autour de 1 000 000 $ et plus ou d\u2019une coproprie\u0301te\u0301 avec une valeur de biens meubles de plus de 500 000 $.<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-4712\" src=\"https:\/\/www.guideimmo.ca\/articles\/wp-content\/uploads\/\/2016\/11\/maison-de-luxe.jpg\" alt=\"maison luxueuse\" width=\"639\" height=\"438\" srcset=\"https:\/\/www.guideimmo.ca\/articles\/wp-content\/uploads\/2016\/11\/maison-de-luxe.jpg 639w, https:\/\/www.guideimmo.ca\/articles\/wp-content\/uploads\/2016\/11\/maison-de-luxe-150x103.jpg 150w, https:\/\/www.guideimmo.ca\/articles\/wp-content\/uploads\/2016\/11\/maison-de-luxe-300x206.jpg 300w\" sizes=\"auto, (max-width: 639px) 100vw, 639px\" \/><\/p>\n<p>Les assureurs spe\u0301cialise\u0301s en haut de gamme offriront des protections et avantages plus larges que les assureurs dits re\u0301guliers comme par exemple :<\/p>\n<ul>\n<li>Aucune obligation de remplacer\/reconstruire \u2013 paiement en espe\u0300ces<\/li>\n<li>E\u0301valuation professionnelle aux frais de l\u2019assureur<\/li>\n<li>Cou\u0302t de reconstruction garanti<\/li>\n<li>Clause de paire et ensemble<\/li>\n<li>Clause de re\u0300glement de zonage<\/li>\n<li>Des limitations particulie\u0300res plus e\u0301leve\u0301es dont notamment sur les bijoux, cave vin, biens a\u0300 usage professionnels, etc.<\/li>\n<li>Assurance spe\u0301cifique sur objets de valeurs tel que objets d\u2019art, collections, bijoux, etc.<\/li>\n<li>Protection additionnelle disponible dont le bris des e\u0301quipements (chauffage, climatisation, etc.)<\/li>\n<li>Expertise spe\u0301cialise\u0301e en re\u0300glement de sinistre.<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-4713\" src=\"https:\/\/www.guideimmo.ca\/articles\/wp-content\/uploads\/\/2016\/11\/maison-luxueuse.jpg\" alt=\"int\u00e9rieur d'une maison luxueuse\" width=\"639\" height=\"438\" srcset=\"https:\/\/www.guideimmo.ca\/articles\/wp-content\/uploads\/2016\/11\/maison-luxueuse.jpg 639w, https:\/\/www.guideimmo.ca\/articles\/wp-content\/uploads\/2016\/11\/maison-luxueuse-150x103.jpg 150w, https:\/\/www.guideimmo.ca\/articles\/wp-content\/uploads\/2016\/11\/maison-luxueuse-300x206.jpg 300w\" sizes=\"auto, (max-width: 639px) 100vw, 639px\" \/><\/p>\n<p>Les assureurs spe\u0301cialise\u0301s en haute valeur (r\u00e9sidences luxueuses) auront fort probablement une tarification un peu plus e\u0301leve\u0301e qu\u2019un assureur re\u0301gulier mais ils posse\u0300dent l\u2019expertise ne\u0301cessaire pour le re\u0300glement des sinistres pour ce type de re\u0301sidence et savent que votre temps est pre\u0301cieux; il en vaudra la peine d\u2019investir quelques dollars de plus afin de prote\u0301ger vos biens de la meilleure fac\u0327on qui soit et obtenir une tranquillite\u0301 d\u2019esprit !<\/p>\n<\/div>\n<p>Cr\u00e9dits photos \u00a0<a href=\"http:\/\/sothebysrealty.ca\/fr\/\" target=\"_blank\">Sotheby<\/a><\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Saviez-vous qu\u2019il existe des assureurs spe\u0301cialise\u0301s pour les re\u0301sidences de plus grande valeur, des r\u00e9sidences luxueuses? Mais qu\u2019est-ce qu\u2019une re\u0301sidence de haute valeur? Il s\u2019agit en fait de re\u0301sidence dont le cou\u0302t de reconstruction se situe autour de 1 000 000 $ et plus ou d\u2019une coproprie\u0301te\u0301 avec une valeur de biens meubles de plus [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":4714,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-4709","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-conseils-de-pro"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Assureurs de re\u0301sidences luxueuses - Guide Immo | Articles<\/title>\n<meta name=\"description\" content=\"Saviez-vous qu\u2019il existe des assureurs spe\u0301cialise\u0301s pour les re\u0301sidences de plus grande valeur ?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.guideimmo.ca\/articles\/assureurs-residence-haute-valeur\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Assureurs de re\u0301sidences luxueuses - 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